Pay day, loans, stocks, assets, liabilities…
Who is familiar with these words? Maybe your teacher mentioned or discussed at your class – or probably NOT. These words boil down to one thing – it’s all about MONEY.
At a young age, I learned nothing about money except buying the things that I want from my ‘baon’. It never came to my mind what my parents need to do, where and how they managed to get it. I just knew that they worked and put up a store to provide for us. That’s just it. Children tend to cry whenever they see and want something that their parents won’t give in to their desires. Well, yes, I did that too!
As I read the book (thank God for this!), one question leads to another. How I wish that they taught me about money in high school. Money matters could have been easier now just like A-B-C. I just wished that someone taught me how to manage the money I get every pay day. It would be fun and less stressful.
The book I mentioned above, “I Wish They Taught Money in High School”, taught me a lot. It opens my eyes to many things concerning money. It was divided into two parts. Both parts talked about money, and the things that are needed to equip you on your finances.
The first part of the book is “I Wish They Taught Money in High School So I’m Not Dependent on my Paycheck” written by Clarissa Seriña-de la Paz. There are many things that you can learn from her. One of the things that struck me is “INCOME – SAVINGS = EXPENSES” and I want to practice this every time I receive my paycheck.
The second part is “I Wish They Taught Money in High School So I can Start my Own Business Right Away” written by Sharon W. Que. I don’t usually read business books because somehow it is hard to understand on my end, maybe because I am not a businesswoman. But when I started reading, the terms used are in layman’s terms so I am now opening an option to have a business in the future.
As a single parent (of two girls), it taught me to ‘expand my means’ rather than living within my means. It gives me an idea to teach my daughters how to budget as early as now. Because I do not want them to struggle on handling money in the future just like what I usually experienced every pay day.
If you feel that you need to have this book, worry not my friends because you can order online and it will be delivered to you. Also, if you want to be updated on them, you can like their Facebook page at http://www.facebook.com/lifestyleupgrade101. As for me, I am very thankful that I came across with this book and read it. I learned so much from it! You might learn some things too!
I must act and think fast so that my daughters will live independently on their salary when they work in the future. I want them to know that we can make something out of nothing. I want to equip them for the life that they want to live. It is not always perfect but I want them to have the best of everything. I want them to live a good life. Of course, all of these things are guided by the grace of God.